/**
 * Finspire Loan Application Form Styles
 * Matched to reference design: Dark navy banner, red accents, crisp white card
 */

:root {
    --fin-navy-dark: #0f1b2b;
    --fin-navy-main: #132238;
    --fin-navy-light: #20334d;
    --fin-red-primary: #ea3838;
    --fin-red-hover: #d32b2b;
    --fin-red-subtle: #fef2f2;
    --fin-gray-bg: #f4f6fa;
    --fin-card-bg: #ffffff;
    --fin-border: #e2e8f0;
    --fin-border-focus: #ea3838;
    --fin-text-dark: #0f172a;
    --fin-text-muted: #64748b;
    --fin-text-light: #94a3b8;
    --fin-green-bg: #dcfce7;
    --fin-green-text: #16a34a;
    --fin-radius: 14px;
    --fin-shadow: 0 16px 40px rgba(15, 23, 42, 0.08);
}

/* Container */
.finspire-loan-app {
    font-family: 'DM Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    background-color: var(--fin-gray-bg);
    color: var(--fin-text-dark);
    margin: 0;
    padding: 0 0 60px 0;
    line-height: 1.5;
    -webkit-font-smoothing: antialiased;
}

.finspire-loan-app * {
    box-sizing: border-box;
}

/* Hero Banner (Dark Navy) */
.loan-hero-banner {
    background: linear-gradient(135deg, var(--fin-navy-dark) 0%, var(--fin-navy-main) 100%);
    color: #ffffff;
    padding: 45px 20px 55px 20px;
    position: relative;
    text-align: center;
}

.loan-hero-inner {
    max-width: 900px;
    margin: 0 auto;
    position: relative;
}

.loan-back-home-link {
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
    color: #cbd5e1;
    text-decoration: none;
    font-size: 14px;
    font-weight: 500;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: color 0.2s ease;
}

.loan-back-home-link:hover {
    color: #ffffff;
}

.loan-back-home-link .arrow {
    font-size: 20px;
    line-height: 1;
}

.loan-hero-eyebrow {
    display: inline-block;
    text-transform: uppercase;
    font-size: 12px;
    letter-spacing: 1.5px;
    color: var(--fin-red-primary);
    font-weight: 700;
    margin-bottom: 8px;
}

.loan-hero-title {
    font-size: 38px;
    font-weight: 800;
    color: #ffffff;
    margin: 0 0 10px 0;
    letter-spacing: -0.5px;
}

.loan-hero-subtitle {
    font-size: 15px;
    color: #94a3b8;
    max-width: 580px;
    margin: 0 auto;
    line-height: 1.6;
}

/* Trust Bar */
.loan-trust-bar {
    background: #ffffff;
    border-bottom: 1px solid var(--fin-border);
    padding: 12px 20px;
}

.loan-trust-inner {
    max-width: 780px;
    margin: 0 auto;
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 32px;
    flex-wrap: wrap;
}

.trust-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 500;
    color: var(--fin-text-muted);
}

.trust-badge .trust-icon {
    color: var(--fin-green-text);
}

/* Form Section */
.loan-form-section {
    padding: 40px 20px 20px 20px;
}

.loan-form-wrapper {
    max-width: 780px;
    margin: 0 auto;
}

/* 4-Step Tracker Bar */
.loan-steps-tracker {
    display: flex;
    justify-content: space-between;
    align-items: center;
    position: relative;
    margin-bottom: 30px;
    padding: 0 20px;
}

.step-track-line {
    position: absolute;
    top: 22px;
    left: 45px;
    right: 45px;
    height: 3px;
    background: #e2e8f0;
    z-index: 1;
}

.step-track-fill {
    height: 100%;
    width: 0%;
    background: var(--fin-red-primary);
    transition: width 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.tracker-item {
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    align-items: center;
    cursor: default;
    user-select: none;
}

.tracker-circle {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #e2e8f0;
    color: #94a3b8;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    box-shadow: 0 0 0 4px var(--fin-gray-bg);
}

.tracker-circle svg {
    transition: all 0.2s ease;
}

.tracker-label {
    font-size: 12px;
    font-weight: 600;
    color: var(--fin-text-muted);
    margin-top: 8px;
    transition: color 0.3s ease;
    white-space: nowrap;
}

/* Active Step */
.tracker-item.active .tracker-circle {
    background: var(--fin-navy-main);
    color: #ffffff;
    box-shadow: 0 0 0 4px var(--fin-gray-bg), 0 4px 12px rgba(19, 34, 56, 0.2);
}

.tracker-item.active .tracker-label {
    color: var(--fin-navy-main);
    font-weight: 700;
}

/* Completed Step */
.tracker-item.completed .tracker-circle {
    background: var(--fin-red-primary);
    color: #ffffff;
    box-shadow: 0 0 0 4px var(--fin-gray-bg);
}

.tracker-item.completed .tracker-label {
    color: var(--fin-red-primary);
    font-weight: 600;
}

/* Form Card */
.loan-card {
    background: var(--fin-card-bg);
    border-radius: var(--fin-radius);
    box-shadow: var(--fin-shadow);
    overflow: visible;
    border: 1px solid rgba(226, 232, 240, 0.8);
}

/* Card Header (Dark Navy) */
.loan-card-header {
    background: var(--fin-navy-main);
    padding: 22px 28px 18px 28px;
    position: relative;
    border-top-left-radius: calc(var(--fin-radius) - 1px);
    border-top-right-radius: calc(var(--fin-radius) - 1px);
}

.card-step-heading {
    color: #ffffff;
    font-size: 18px;
    font-weight: 700;
    margin: 0 0 14px 0;
    letter-spacing: -0.2px;
}

.card-progress-bar {
    width: 100%;
    height: 4px;
    background: var(--fin-navy-light);
    border-radius: 2px;
    overflow: hidden;
}

.card-progress-fill {
    height: 100%;
    background: var(--fin-red-primary);
    transition: width 0.35s ease;
}

/* Card Body */
.loan-card-body {
    padding: 32px 36px 36px 36px;
}

/* Form Grid */
.form-grid-row {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 20px;
}

.form-col {
    display: flex;
    flex-direction: column;
}

.col-full {
    flex: 1 1 100%;
    width: 100%;
}

.col-half {
    flex: 1 1 calc(50% - 10px);
    min-width: 240px;
}

.col-third {
    flex: 1 1 calc(33.333% - 14px);
    min-width: 160px;
}

/* Labels & Required Star */
.loan-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--fin-text-dark);
    margin-bottom: 6px;
    display: block;
}

.required-star {
    color: var(--fin-red-primary);
    font-weight: 700;
}

/* Inputs & Selects */
.loan-input,
.loan-select {
    width: 100%;
    height: 48px;
    padding: 10px 16px;
    font-size: 15px;
    color: var(--fin-text-dark);
    background: #f8fafc;
    border: 1.5px solid var(--fin-border);
    border-radius: 8px;
    outline: none;
    transition: all 0.2s ease;
    font-family: inherit;
}

/* Suppress any conflicting nice-select inside our loan form */
.finspire-loan-app .nice-select,
#finspire-multi-step-form .nice-select,
.fin-custom-dropdown .nice-select {
    display: none !important;
    visibility: hidden !important;
    pointer-events: none !important;
    width: 0 !important;
    height: 0 !important;
}

/* Hidden native select for standard form serialization & validation */
.fin-hidden-select {
    position: absolute !important;
    opacity: 0 !important;
    pointer-events: none !important;
    width: 1px !important;
    height: 1px !important;
    margin: -1px !important;
    clip: rect(0, 0, 0, 0) !important;
}

/* Custom Polished Dropdown Component */
.fin-custom-dropdown {
    position: relative;
    width: 100%;
    display: block;
}

.fin-dropdown-trigger {
    width: 100%;
    height: 48px;
    padding: 0 16px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #f8fafc;
    border: 1.5px solid var(--fin-border);
    border-radius: 8px;
    font-size: 15px;
    font-family: inherit;
    color: var(--fin-text-dark);
    font-weight: 500;
    text-align: left;
    cursor: pointer;
    outline: none;
    user-select: none;
    -webkit-user-select: none;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
    box-sizing: border-box;
}

.fin-dropdown-trigger:hover {
    background: #ffffff;
    border-color: #cbd5e1;
}

.fin-dropdown-trigger:focus,
.fin-custom-dropdown.open .fin-dropdown-trigger {
    background: #ffffff;
    border-color: #2563eb;
    box-shadow: 0 0 0 3.5px rgba(37, 99, 235, 0.14);
}

.fin-dropdown-trigger.is-invalid {
    border-color: #ef4444 !important;
    background-color: #fef2f2 !important;
    box-shadow: 0 0 0 3.5px rgba(239, 68, 68, 0.14) !important;
}

.fin-dropdown-selected-text {
    flex: 1;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
    font-size: 15px;
    color: #0f172a;
    font-weight: 500;
    background: transparent !important;
    opacity: 1 !important;
    min-height: auto !important;
    line-height: normal !important;
    display: block !important;
    cursor: pointer;
}

.fin-dropdown-selected-text.fin-placeholder-text,
.fin-custom-dropdown .placeholder {
    color: #64748b !important;
    font-weight: 400 !important;
    background: transparent !important;
    opacity: 1 !important;
    min-height: auto !important;
    cursor: pointer !important;
}

.fin-dropdown-arrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #64748b;
    margin-left: 12px;
    flex-shrink: 0;
    transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), color 0.2s ease;
}

.fin-custom-dropdown.open .fin-dropdown-arrow {
    transform: rotate(180deg);
    color: #2563eb;
}

/* Dropdown Menu Container */
.fin-dropdown-menu {
    position: absolute;
    top: calc(100% + 6px);
    left: 0;
    right: 0;
    width: 100%;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    box-shadow: 0 16px 36px -4px rgba(15, 23, 42, 0.16), 0 6px 16px -2px rgba(15, 23, 42, 0.08);
    z-index: 9999;
    display: none;
    overflow: hidden;
    animation: finDropdownSlideDown 0.18s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes finDropdownSlideDown {
    from {
        opacity: 0;
        transform: translateY(-6px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fin-dropdown-menu-inner {
    max-height: 280px;
    overflow-y: auto;
    padding: 6px;
    overscroll-behavior: contain;
}

/* Custom Scrollbar for Dropdown */
.fin-dropdown-menu-inner::-webkit-scrollbar {
    width: 6px;
}
.fin-dropdown-menu-inner::-webkit-scrollbar-track {
    background: #f8fafc;
    border-radius: 4px;
}
.fin-dropdown-menu-inner::-webkit-scrollbar-thumb {
    background: #cbd5e1;
    border-radius: 4px;
}
.fin-dropdown-menu-inner::-webkit-scrollbar-thumb:hover {
    background: #94a3b8;
}

/* Options */
.fin-dropdown-option {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 10px 14px;
    border-radius: 6px;
    font-size: 14.5px;
    color: #334155;
    font-weight: 500;
    cursor: pointer;
    transition: all 0.15s ease;
    user-select: none;
    outline: none;
}

.fin-dropdown-option:hover,
.fin-dropdown-option:focus {
    background: #f1f5f9;
    color: #0f172a;
}

.fin-dropdown-option.selected {
    background: #eff6ff;
    color: #2563eb;
    font-weight: 600;
}

.fin-dropdown-option .option-label {
    flex: 1;
}

.fin-dropdown-option .option-check {
    opacity: 0;
    transform: scale(0.6);
    color: #2563eb;
    display: inline-flex;
    align-items: center;
    transition: all 0.15s ease;
}

.fin-dropdown-option.selected .option-check {
    opacity: 1;
    transform: scale(1);
}

.verification-notice-box {
    margin: 8px 0 16px 0;
    line-height: 1.5;
}

.loan-input::placeholder {
    color: #94a3b8;
}

.loan-input:focus,
.loan-select:focus {
    background-color: #ffffff;
    border-color: var(--fin-border-focus);
    box-shadow: 0 0 0 3px rgba(234, 56, 56, 0.12);
}

.loan-input.is-invalid,
.loan-select.is-invalid {
    border-color: #ef4444 !important;
    background-color: #fef2f2 !important;
}

.field-error-msg {
    display: none;
    font-size: 12.5px;
    color: #dc2626;
    margin-top: 5px;
    font-weight: 500;
}

.field-error-msg.visible {
    display: block;
}

/* Verification Description Box */
.verification-desc-box {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-left: 4px solid var(--fin-navy-main);
    border-radius: 8px;
    padding: 14px 16px;
    margin-bottom: 12px;
}

.verification-text {
    margin: 0;
    font-size: 13.5px;
    line-height: 1.55;
    color: #334155;
    font-weight: 400;
}

/* Checkbox */
.loan-checkbox-wrapper {
    background: #f8fafc;
    border: 1.5px solid var(--fin-border);
    border-radius: 8px;
    padding: 14px 16px;
    transition: all 0.2s ease;
}

.loan-checkbox-wrapper:hover {
    border-color: #cbd5e1;
}

.loan-checkbox-wrapper.is-invalid {
    border-color: #ef4444 !important;
    background-color: #fef2f2 !important;
}

.checkbox-label-text {
    font-size: 13.5px;
    line-height: 1.5;
    color: var(--fin-text-dark);
}

.custom-checkbox-container {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    cursor: pointer;
    font-size: 14px;
    color: var(--fin-text-dark);
    user-select: none;
}

.custom-checkbox-container input[type="checkbox"] {
    position: absolute;
    opacity: 0;
    cursor: pointer;
    height: 0;
    width: 0;
}

.checkmark {
    position: relative;
    top: 2px;
    flex-shrink: 0;
    height: 20px;
    width: 20px;
    background-color: #ffffff;
    border: 2px solid var(--fin-border);
    border-radius: 4px;
    transition: all 0.2s ease;
}

.custom-checkbox-container:hover input ~ .checkmark {
    border-color: var(--fin-red-primary);
}

.custom-checkbox-container input:checked ~ .checkmark {
    background-color: var(--fin-red-primary);
    border-color: var(--fin-red-primary);
}

.checkmark:after {
    content: "";
    position: absolute;
    display: none;
    left: 6px;
    top: 2px;
    width: 5px;
    height: 10px;
    border: solid white;
    border-width: 0 2px 2px 0;
    transform: rotate(45deg);
}

.custom-checkbox-container input:checked ~ .checkmark:after {
    display: block;
}

.checkbox-text {
    line-height: 1.45;
}

.checkbox-text a {
    color: var(--fin-red-primary);
    text-decoration: underline;
    font-weight: 500;
}

/* Notice box matching reference screenshots (Light blue) */
.form-info-notice {
    background: #eff6ff;
    border: 1px solid #bfdbfe;
    border-radius: 8px;
    padding: 12px 16px;
    font-size: 13px;
    color: #1e40af;
    display: flex;
    align-items: center;
    gap: 10px;
    margin: 16px 0 24px 0;
}

.form-info-notice svg {
    color: #2563eb;
    flex-shrink: 0;
}

/* Input Icon Wrappers & Helpers */
.input-icon-wrap {
    position: relative;
    width: 100%;
}

.input-icon-right {
    position: absolute;
    right: 14px;
    top: 50%;
    transform: translateY(-50%);
    display: flex;
    align-items: center;
    pointer-events: none;
}

.btn-toggle-eye {
    position: absolute;
    right: 12px;
    top: 50%;
    transform: translateY(-50%);
    background: none;
    border: none;
    padding: 4px;
    cursor: pointer;
    color: #94a3b8;
    display: flex;
    align-items: center;
    justify-content: center;
}

.btn-toggle-eye:hover {
    color: var(--fin-navy-main);
}

.input-check-icon {
    position: absolute;
    right: 14px;
    top: 50%;
    transform: translateY(-50%);
    display: flex;
    align-items: center;
    pointer-events: none;
}

.field-feedback-success {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 500;
    color: #16a34a;
    margin-top: 6px;
}

.zippo-status-note {
    font-size: 13px;
    margin-top: 6px;
    display: flex;
    align-items: center;
    gap: 6px;
}

.zippo-status-note.found {
    color: #16a34a;
    font-weight: 500;
}

.zippo-status-note.loading {
    color: #2563eb;
}

.zippo-status-note.fallback {
    color: #64748b;
}

.spin-icon {
    animation: spin 1s linear infinite;
}

/* Application Summary Clean Table (Step 4 matching Screenshot 4) */
.summary-list-clean {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.summary-clean-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 6px 0;
    border-bottom: 1px dashed #e2e8f0;
    font-size: 14px;
}

.summary-clean-row:last-child {
    border-bottom: none;
}

.summary-clean-row .sum-key {
    color: #64748b;
    font-weight: 500;
}

.summary-clean-row .sum-val {
    color: #0f172a;
    font-weight: 600;
    text-align: right;
}

.btn-cancel {
    background: transparent;
    border: none;
    color: #64748b;
    font-weight: 600;
    font-size: 14px;
    padding: 0 12px;
}

.btn-cancel:hover {
    color: #0f172a;
}

/* Amount Input Box */
.amount-input-box {
    position: relative;
    display: flex;
    align-items: center;
}

.currency-tag {
    position: absolute;
    left: 16px;
    font-size: 20px;
    font-weight: 700;
    color: var(--fin-text-dark);
    pointer-events: none;
}

.amount-field {
    padding-left: 36px !important;
    font-size: 22px !important;
    font-weight: 700 !important;
    height: 56px !important;
    color: var(--fin-navy-main) !important;
}

.amount-limits-hint {
    font-size: 13px;
    color: var(--fin-text-muted);
    margin: 6px 0 16px 0;
}

/* Amount Chips */
.amount-chips-group {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin-bottom: 24px;
}

.chip-btn {
    background: #ffffff;
    border: 1.5px solid var(--fin-border);
    border-radius: 999px;
    padding: 6px 14px;
    font-size: 13px;
    font-weight: 600;
    color: var(--fin-text-dark);
    cursor: pointer;
    transition: all 0.2s ease;
}

.chip-btn:hover {
    border-color: var(--fin-red-primary);
    color: var(--fin-red-primary);
}

.chip-btn.active {
    background: var(--fin-navy-main);
    border-color: var(--fin-navy-main);
    color: #ffffff;
}

/* Application Summary Card (Step 4) */
.application-summary-box {
    background: #f8fafc;
    border: 1px solid var(--fin-border);
    border-radius: 10px;
    padding: 20px 24px;
    margin-bottom: 24px;
}

.summary-box-title {
    font-size: 16px;
    font-weight: 700;
    color: var(--fin-navy-main);
    margin: 0 0 14px 0;
    padding-bottom: 10px;
    border-bottom: 1px solid #e2e8f0;
}

.summary-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 14px 20px;
}

.summary-item {
    display: flex;
    flex-direction: column;
}

.sum-label {
    font-size: 12px;
    font-weight: 500;
    color: var(--fin-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 2px;
}

.sum-value {
    font-size: 14px;
    font-weight: 600;
    color: var(--fin-text-dark);
    word-break: break-word;
}

/* Consent Box */
.loan-consent-box {
    background: #eff6ff;
    border: 1px solid #dbeafe;
    border-radius: 8px;
    padding: 16px 20px;
    margin-bottom: 28px;
}

.consent-inner {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.consent-lock {
    color: #2563eb;
    flex-shrink: 0;
    margin-top: 2px;
}

.consent-text-wrap {
    flex: 1;
}

.consent-text-wrap a {
    color: #1d4ed8;
    text-decoration: underline;
}

/* Buttons */
.loan-btn-group {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-top: 10px;
}

.justify-end {
    justify-content: flex-end;
}

.justify-between {
    justify-content: space-between;
}

.loan-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    height: 48px;
    padding: 0 28px;
    border-radius: 9999px;
    font-size: 15px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.2s ease;
    border: none;
    text-decoration: none;
}

.loan-btn-primary {
    background: var(--fin-red-primary);
    color: #ffffff;
    box-shadow: 0 4px 14px rgba(234, 56, 56, 0.3);
}

.loan-btn-primary:hover {
    background: var(--fin-red-hover);
    transform: translateY(-1px);
    box-shadow: 0 6px 18px rgba(234, 56, 56, 0.4);
    color: #ffffff;
}

.loan-btn-primary:active {
    transform: translateY(0);
}

.loan-btn-back {
    background: #ffffff;
    color: var(--fin-text-dark);
    border: 1.5px solid var(--fin-border);
}

.loan-btn-back:hover {
    border-color: var(--fin-navy-main);
    color: var(--fin-navy-main);
}

.loan-btn:disabled {
    opacity: 0.65;
    cursor: not-allowed;
    transform: none !important;
}

/* Loading Spinner */
.btn-spinner {
    display: inline-block;
    width: 14px;
    height: 14px;
    border: 2px solid rgba(255, 255, 255, 0.3);
    border-radius: 50%;
    border-top-color: #ffffff;
    animation: spin 0.8s linear infinite;
    vertical-align: middle;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

/* Alert Boxes */
.loan-alert {
    padding: 12px 18px;
    border-radius: 8px;
    font-size: 14px;
    margin-bottom: 20px;
    line-height: 1.5;
}

.loan-alert-danger {
    background: #fef2f2;
    border: 1px solid #fecaca;
    color: #b91c1c;
}

/* Step Panes */
.finspire-loan-app .form-step-pane,
.form-step-pane {
    display: none !important;
}

.finspire-loan-app .form-step-pane.active,
.form-step-pane.active {
    display: block !important;
    visibility: visible !important;
    opacity: 1 !important;
    animation: fadeInStep 0.3s ease-out;
}

@keyframes fadeInStep {
    from {
        opacity: 0;
        transform: translateY(8px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Success Screen (Matching Screenshot 5) */
.loan-success-screen {
    text-align: center;
    padding: 30px 10px;
}

.success-icon-wrap {
    margin-bottom: 20px;
}

.success-icon-circle {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    background: var(--fin-green-bg);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 8px 20px rgba(22, 163, 74, 0.15);
}

.success-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--fin-navy-main);
    margin: 0 0 10px 0;
    letter-spacing: -0.5px;
}

.success-desc {
    font-size: 15px;
    color: var(--fin-text-muted);
    max-width: 520px;
    margin: 0 auto 30px auto;
    line-height: 1.6;
}

.success-summary-card {
    background: #f8fafc;
    border: 1px solid var(--fin-border);
    border-radius: 12px;
    padding: 22px 28px;
    max-width: 520px;
    margin: 0 auto 32px auto;
    text-align: left;
}

.success-detail-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 10px 0;
    border-bottom: 1px solid #f1f5f9;
    font-size: 14px;
}

.success-detail-row:last-child {
    border-bottom: none;
}

.success-detail-row .lbl {
    color: var(--fin-text-muted);
    font-weight: 500;
}

.success-detail-row .val {
    color: var(--fin-text-dark);
    font-weight: 700;
}

.success-detail-row .ref-val {
    color: var(--fin-red-primary);
    font-family: monospace;
    font-size: 15px;
    background: var(--fin-red-subtle);
    padding: 2px 8px;
    border-radius: 4px;
}

.success-detail-row .amount-val {
    color: var(--fin-navy-main);
    font-size: 16px;
}

.btn-return-home {
    padding: 0 36px;
    height: 50px;
    font-size: 16px;
}

/* Footer Security Note */
.loan-footer-security-note {
    text-align: center;
    font-size: 13px;
    color: var(--fin-text-muted);
    margin-top: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    flex-wrap: wrap;
}

.loan-footer-security-note a {
    color: var(--fin-text-muted);
    text-decoration: underline;
}

.loan-footer-security-note svg {
    color: #94a3b8;
}

/* Responsive adjustments */
@media (max-width: 768px) {
    .loan-hero-banner {
        padding: 35px 16px 40px 16px;
    }

    .loan-hero-title {
        font-size: 28px;
    }

    .loan-back-home-link {
        position: static;
        transform: none;
        margin-bottom: 14px;
        display: inline-block;
    }

    .loan-card-body {
        padding: 24px 20px;
    }

    .form-col.col-half,
    .form-col.col-third {
        flex: 1 1 100%;
        min-width: 100%;
    }

    .loan-steps-tracker {
        padding: 0;
    }

    .tracker-circle {
        width: 36px;
        height: 36px;
    }

    .tracker-circle svg {
        width: 15px;
        height: 15px;
    }

    .tracker-label {
        font-size: 10.5px;
    }

    .step-track-line {
        top: 18px;
        left: 20px;
        right: 20px;
    }

    .loan-btn {
        width: 100%;
    }

    .loan-btn-group.justify-between {
        flex-direction: column-reverse;
    }
}